The 4% Rule Is Safe, But It’s Not a Guarantee. Here we should add a word of caution. The 4% rule—or 4.5% rule, if you prefer—is not a promise. It’s the result of decades of research and
If you were under 16 when your passport was issued, your passport is valid for 5 years. The Issue Date of your passport can be found on the data page of your passport book or on the front of your passport card. Some countries require that your passport be valid at least six months beyond the dates of your trip. Some airlines will not allow youThe 5/24 rule is an unofficial policy that dictates that Chase won’t approve you for its cards if you’ve opened five or more personal credit card accounts from any issuer in the last 24 months.
But there's one scenario where the 4% rule could still very much make sense. And if it applies to you, then you may feel comfortable sticking to it. When you're looking at a shorter retirement. IIRC the article correctly, it boiled down to if you pay an advisor 1% of AUM, then you can only spend 3% of the initial portfolio (adjusted for inflation) and expect the portfolio to survive. It would be more informative if a 1% AUM fee was reported as "your money manager get 25% of what you can spend each year and you get 75%. E8bF.